Grow Your People, Grow Your Business

What makes Payactiv the right choice?

Earned Wage Access & Digital Banking

The most accessible on-demand pay benefit with options for fee-free access.
Digital banking for the under-banked with the Payactiv Visa® Card & Payactiv Visa® Payroll Card.

Customizable For You & Your Team

Apply custom parameters aligned with best practices to ensure consistent, sustainable access to earned wages.
Seamless off-cycle payment disbursements.

Easy Set-Up & Integration

Payroll compliant in all 50 states.
Integrated with SAP SuccessFactors Employee Central via API, without disrupting payroll.
Customer, marketing, and account management support every step of the way.

Earned Wage Access

Pay should move at the pace of life. Employees can immediately access money for hours already worked—transferring to their bank, loading a Payactiv card, picking up cash at Walmart, or handling everyday needs like transportation and essentials.

The result: less financial stress, more focus at work, and a workforce that’s positioned to stay, perform, and grow with your business.

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Discounts

Employees can save money on prescription medications and other everyday items by finding deals in the app’s discount marketplace.

Saving Tools

Make it easy for employees to know at a glance how much they can put into savings, based on upcoming bills and spending patterns.

Financial Learning

Free access to financial learning articles, videos and counselling with professional financial coaches.

Compliance

Payactiv is payroll compliant in all 50 states and use industry best practices.

Security

ISO27001, SOC1 Type II, and SOC2 Type II certified. Uses multiple authentication options.

Configurable

Supports SSO, internationalization, and 450+ rules to customize for your business.

Access

Timely access to earned wages when it matters most. User can transfer money to their bank or card, or use built-in bill pay, Uber, and AmazonCash.

Plan

Get 1-1 advise with appointments with professional coaches on saving and budgeting skills, debt management, and credit score improvement strategies.

Spend

Stay on track with SmartSpend guidance when making spending and saving decisions. Get access to better digital banking with the Payactiv app and card.

Save

Set money aside with SmartSave guidance and reach achievable goals each month. Use discounts for gas, prescription medicines, and other day-to-day items.

Payactiv has saved 40k+ businesses $15Billion+

"A happy agent in turn will create a happy customer."

Lori Brown
Chief Experience Officer, The Results Companies

"By improving financial wellness, Payactiv optimizes productivity."

Kendall Johnson
CFO, Baton Rouge General Medical Center

"Doing the right things for employees leads to success of business."

Henry Loving
Owner and CEO, Lee's Famous Recipe Chicken

Schedule a call with us today

Payactiv unlocks growth for your people and business with no cost to the employer. Give employees timely access to their earned wages and scale your business with Payactiv.

Book a demo

Payactiv for SAP Success Factors

Not all Earned Wage Access is created equal. Payactiv is fully integrated with SAP's time & attendance systems with full protection. Employers gain loyalty, engagement, and advocacy with the right Earned Wage Access provider.