Earned Wage Access

What makes Payactiv the right choice?

Earned Wage Access That Drives Measurable Business Impact

Payactiv delivers everyday financial stability for employees through Earned Wage Access--helping employers unlock higher retention, stronger engagement, and a competitive edge in attracting and retaining talent.

Attract Talent

The original earned wage access provider, delivering a proven, payroll-integrated model that helps you attract and hire top talent.
Stand out in a competitive hiring market with a modern pay benefit employees actively look for.

Retain Employees

Reduce turnover with EWA by improving financial stability and increasing employee engagement
Increase employee loyalty by giving workers greater control over their financial well-being.

Easy to Launch

Go live quickly with minimal lift from your team and no disruption to existing workflows.
Payroll-integrated earned wage access model available with every leading HCM, with no changes to your cash flow.

Trusted by teams at 40k+ businesses

Turnover Costs

$3,000

Average turnover cost per employee on an annual basis

Productivity Loss

$12,000

Average productivity loss per employee on an annual basis

Job Seeking

42%

Of financially stressed employees are twice as likely to look for new jobs

Absenteeism

40%

Of employees have missed work due to financial stress

The Infrastructure Businesses Trust to Grow With

Trusted by Leading Partners

Integrated with leading payroll, HCM, and workforce platforms—extending access through systems businesses already rely on.

Proud B-Corp

Operating with accountability and transparency for over a decade, guided by standards that prioritize responsibility

Highest Security

Designed with multi-layered controls and audited safeguards—ensuring data, payments, and access are protected and compliant.

Unmatched Experience

Supporting millions of workers and thousands of businesses, with a model shaped by real-world use and continuous improvement.

Integrated Capabilities

Connecting EWA, payments, payroll cards, and financial wellness solutions to eliminate fragmentation and simplify how teams operate.

Driving Policy & Protection

Helping inform policymakers and industry standards—supporting responsible, transparent access.

Avoid overdraft fees

Cover unexpected expenses

Pay bills on time

Build savings and financial resilience

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See why our customers love Payactiv

and why you will, too.

"I don’t see any company that would not benefit from offering Payactiv as it is no cost to the employer. I don’t see any downside whatsoever from the Payactiv program."

Toby Priddy
HR Director at Sun Com Mobile

"Our attrition has been cut almost in half. Of our U.S. agents, roughly about 85% of those are enrolled in the program. Of that 85%, almost 90% are users."

Robert Dechant
CEO at IBEX

"It was such an easy lift for our team to get up and running. We pay 20,000+ employees biweekly with just three payroll staff members. And Payactiv has not put anything additional on our plate to maintain."

Melanie Ryan
Payroll Manager at Urban Outfitters

Earned Wage Access. The Modern Benefit That Wins Talent.