Earned Wage Access Made Simple. No Payroll Changes Required.
Not all Earned Wage Access is created equal. Payactiv is fully integrated with all major payroll and time & attendance systems with full protection. Employers gain loyalty, engagement and advocacy with the right Earned Wage Access provider.


Grow Your People, Grow Your Business
What makes Payactiv the right choice?
Earned Wage Access & Digital Banking
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The most accessible on-demand pay benefit with options for fee-free access.
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Digital banking for the under-banked with the Payactiv Visa® Card & Payactiv Visa® Payroll Card.
Customizable For You & Your Team
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Set specific guardrails to protect employees from accessing their wages excessively.
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Seamless off-cycle payment disbursements.
Easy Set-Up & Integration
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Payroll compliant in all 50 states.
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Integrations available with every leading HCM, with no changes to your cash flow.
- Customer, marketing, and account management support every step of the way.
Join the 38k+ companies that partnered with Payactiv
Join the 38k+ companies that partnered with Payactiv
...and many more
Join the 3,000+ companies that have rolled out Payactiv
The Livelihood Platform
Put financial wellness in reach
Earned Wage Access
Employees can immediately access money for hours already worked, transfer to their bank, load it on a Payactiv card, or pick up cash at Walmart. They can even use their earned wages to call an Uber and get daily necessities from Amazon. We supply the money so your employees are covered without disrupting your systems. It’s not a loan and there’s no interest; it’s just their money, when they need it.
Discounts
Employees can save money on prescription medications and other everyday items by finding deals in the app’s discount marketplace.
Savings
Make it easy for employees to know at a glance how much they can put into savings, based on upcoming bills and spending patterns.
Financial Education
Free access to financial learning articles and appointments with professional financial coaches.
Easily provide services that change
people's lives.
We’ve partnered with every leading HCM to work seamlessly with existing systems, whatever
your industry or size. No change to your cash flow. All you have to do is connect.
Compliance
Payactiv is payroll compliant in all 50 states and use industry best practices.
Security
ISO27001, SOC1 Type II, and SOC2 Type II certified. Uses multiple authentication options.
Configurable
Supports SSO, internationalization, and 450+ rules to customize for your business.
Help your employees get more out of their liveihood

Access
Timely access to earned wages when it matters most. User can transfer money to their bank or card, or use built-in bill pay, Uber, and AmazonCash.
Plan
Get 1-1 advise with appointments with professional coaches on saving and budgeting skills, debt management, and credit score improvement strategies.
Spend
Stay on track with SmartSpend guidance when making spending and saving decisions. Get access to better digital banking with the Payactiv app and card.
Save
Set money aside with SmartSave guidance and reach achievable goals each month. Use discounts for gas, prescription medicines, and other day-to-day items.
Payactiv has saved 3,000+ businesses $1Billion+
"A happy agent in turn will create a happy customer."
Lori Brown
Chief Experience Officer, The Results Companies
"By improving financial wellness, Payactiv optimizes productivity."
Kendall Johnson
CFO, Baton Rouge General Medical Center
"Doing the right things for employees leads to success of business."
Henry Loving
Owner and CEO, Lee's Famous Recipe Chicken
Schedule a call with us today
Payactiv unlocks growth for your people and business with no cost to the employer. Give employees timely access to their earned wages and scale your business with Payactiv.

As a Public Benefit Corporation and Certified B-Corp, consumer protection and social responsibility are at the heart of Payactiv’s mission. We have a double bottom line and measure ourselves on the impact we make on our users.

As a Public Benefit Corporation and Certified B-Corp, consumer protection and social responsibility are at the heart of Payactiv’s mission. We have a double bottom line and measure ourselves on the impact we make on our users.
